Special provisions as to compensation in case of hit and run motor accident
AI Assist
Summary
When a motor vehicle accident is a hit and run and the vehicle cannot be identified despite reasonable efforts, a fixed statutory compensation is payable. Grievous hurt has the meaning given in the IPC. Insurers must pay Rs 25,000 for death and Rs 12,500 for grievous hurt under the scheme. Claims follow the application procedure of section 166(1).
Example
Priya is knocked down by a car outside a shop and the driver drives off; neighbours and nearby CCTV cannot identify the vehicle. She suffers grievous hurt. Under this provision she can claim the fixed compensation of Rs 12,500 from the insurers by applying as per section 166(1).
Bare Act
Enacted text(1) For the purposes of this section, section 162 and section 163—
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(a) “grievous hurt” shall have the same meaning as in the Indian Penal Code, 1860 (45 of 1860);
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(b) “hit and run motor accident” means an accident arising out of the use of a motor vehicle or motor vehicles the identity whereof cannot be ascertained in spite of reasonable efforts for the purpose;
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(c) “scheme” means the scheme framed under section 163.
(2) Notwithstanding anything contained in the General Insurance Business (Nationalisation) Act, 1972 (57 of 1972) or any other law for the time being in force or any instrument having the force of law, the General Insurance Corporation of India formed under section 9 of the said Act and the insurance companies for the time being carrying on general insurance business in India shall provide for paying in accordance with the provisions of this Act and the scheme, compensation in respect of the death of, or grievous hurt to, persons resulting from hit and run motor accidents.
(3) Subject to the provisions of this Act and the scheme, there shall be paid as compensation—
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(a) in respect of the death of any person resulting from a hit and run motor accident, a fixed sum of twenty-five thousand rupees;
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(b) in respect of grievous hurt to any person resulting from a hit and run motor accident, a fixed sum of twelve thousand and five hundred rupees.
(4) The provisions of sub-section (1) of section 166 shall apply for the purpose of making applications for compensation under this section as they apply for the purpose of making applications for compensation referred to in that sub-section.
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