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MVA, 1988
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MVAChapter XISection 163A
Section163A

Special provisions as to payment of compensation on structured formula basis

AI Assist

Summary

Owner or authorised insurer must pay fixed compensation under the Second Schedule when death or permanent disablement results from use of a motor vehicle. The payment goes to the victim or the legal heirs. Claimants do not have to prove any wrongful act, neglect or default by the owner or any other person to receive this compensation.

Example

Ravi is killed when a motor vehicle hits him on the road. His legal heirs can claim the fixed compensation listed in the Second Schedule from the vehicle owner or the authorised insurer. They do not need to prove any negligence by the owner to receive the payment.

Bare Act

Enacted text

(1) Notwithstanding anything contained in this Act or in any other law for the time being in force or instrument having the force of law, the owner of the motor vehicle or the authorised insurer shall be liable to pay in the case of death or permanent disablement due to accident arising out of the use of motor vehicle, compensation, as indicated in the Second Schedule, to the legal heirs or the victim, as the case may be.

Explanation

For the purposes of this sub-section, “permanent disability” shall have the same meaning and extent as in the Workmen’s Compensation Act, 1923 (8 of 1923).

(2) In any claim for compensation under sub-section (1), the claimant shall not be required to plead or establish that the death or permanent disablement in respect of which the claim has been made was due to any wrongful act or neglect or default of the owner of the vehicle or vehicles concerned or of any other person.

(3) The Central Government may, keeping in view the cost of living by notification in the Official Gazette, from time to time amend the Second Schedule.

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XI

Chapter XI

Insurance of Motor Vehicles Against Third Party Risks

In this chapter

  • 145Definitions
  • 146Necessity for insurance against third party risk
  • 147Requirements of policies and limits of liability
  • 148Validity of policies of insurance issued in reciprocating countries
  • 149Duty of insurers to satisfy judgments and awards against persons insured in respect of third party risks
  • 150Rights of third parties against insurers on insolvency of the insured
  • 151Duty to give information as to insurance
  • 152Settlement between insurers and insured persons
  • 153Saving in respect of sections 150, 151 and 152
  • 154Insolvency of insured persons not to affect liability of insured or claims by third parties
  • 155Effect of death on certain causes of action
  • 156Effect of certificate of insurance
  • 157Transfer of certificate of insurance
  • 158Production of certain certificates, license and permit in certain cases
  • 159Production of certificate of Insurance on application for authority to use vehicle
  • 160Duty to furnish particulars of vehicle involved in accident
  • 161Special provisions as to compensation in case of hit and run motor accident
  • 162Refund in certain cases of compensation paid under section 161
  • 163Scheme for payment of compensation in case of hit and run motor accidents
  • 163ASpecial provisions as to payment of compensation on structured formula basis
  • 163BOption to file claim in certain cases
  • 164Power of Central Government to make rules
Previous · Section 163Scheme for payment of compensation in case of hit and run motor accidentsNext · Section 163BOption to file claim in certain cases